Fixed Deposit
Build your savings with confidence through the Fixed Deposit (FD) schemes offered by Jansahkar Credit Co-operative Society. Designed for individuals seeking stable and predictable returns, our Fixed Deposit plans help eligible members grow their savings safely while enjoying flexible investment tenures and attractive interest rates.
Whether you are planning for your child's education, retirement, a home purchase, business expansion, or simply looking for a secure investment option, a Fixed Deposit offers disciplined wealth creation with assured returns.
- Interest Rate: 9% to 11% per year*
- Flexible investment tenure options
- Monthly, quarterly, or maturity interest payout options
- Safe and secure investment
- Attractive returns on deposits
- Transparent investment process
- Personalized member assistance
- Nomination facility available as per applicable policies
- Convenient branch support
- QR code-enabled payment convenience
*Interest rates are subject to applicable society policies and may vary depending on the deposit scheme and tenure.
- Assured and stable returns
- Flexible tenure options
- Monthly, quarterly, or maturity payouts
- Safe and secure investment
- Helps build long-term wealth
- Suitable for financial goal planning
- Predictable maturity value
- Trusted savings solution
Looking for a Fixed Deposit in Mumbai that offers attractive returns and dependable financial security? Jansahkar Credit Co-operative Society provides Fixed Deposit schemes designed to help eligible members achieve their savings goals through disciplined investing.
Whether you're investing a lump sum for future financial security or planning regular income through periodic interest payouts, our Fixed Deposit schemes offer flexibility and peace of mind.
Fixed Deposits remain one of the most preferred investment options because they combine stable returns with low investment risk and predictable growth.
Attractive Interest Rates
Earn 9% to 11% annual interest (subject to applicable terms and deposit schemes), helping your savings grow more effectively over time.
Flexible Investment Tenure
Choose an investment period that aligns with your financial goals, whether short-term or long-term.
Multiple Interest Payout Options
Members can choose from:
- Monthly interest payout
- Quarterly interest payout
- Interest payable on maturity
This flexibility allows you to select an option that best suits your financial requirements.
Safe and Secure Investment
Your deposits are managed through a trusted co-operative credit society with a commitment to responsible financial management.
Transparent Deposit Process
Our investment process is simple, transparent, and supported by personalized member assistance.
QR Code Enabled Payment Convenience
Enjoy convenient QR code-enabled payment facilities for eligible deposit-related transactions.
Guaranteed Returns
Unlike market-linked investments, Fixed Deposits offer predictable returns at the applicable interest rate for the chosen tenure.
Wealth Creation
Regular investments in Fixed Deposits help build wealth for future financial goals.
Financial Stability
An FD provides security and stability while protecting your capital for the chosen investment period.
Goal-Based Savings
Fixed Deposits are ideal for planning:
- Children's education
- Marriage expenses
- Retirement planning
- Property purchase
- Emergency funds
- Business expansion
- Family financial security
Flexible Income Options
Choose periodic interest payouts if you require regular income during the investment tenure.
Fixed Deposits are suitable for:
- Salaried employees
- Business owners
- Self-employed professionals
- Senior citizens
- Homemakers
- Young professionals
- Families planning future financial goals
- Investors seeking stable returns
Applicants generally should:
- Be eligible for membership with the society
- Complete the deposit opening formalities
- Submit the required KYC documents
- Invest the desired deposit amount
- Comply with applicable society policie
Deposits remain subject to applicable terms and verification.
Applicants may generally be required to submit:
Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
Address Proof
- Aadhaar Card
- Passport
- Driving Licence
- Utility Bill
Photographs
- Recent passport-size photographs
Additional documents may be requested during the deposit opening process.
Fixed Deposits continue to be one of the most trusted investment options because they offer:
- Stable returns
- Predictable maturity value
- Lower investment risk
- Flexible tenure choices
- Regular income options
- Financial discipline
- Secure savings
- Easy investment process
For individuals seeking reliable wealth creation without market volatility, Fixed Deposits remain an excellent investment choice.
Jansahkar Credit Co-operative Society proudly serves eligible members across:
- Byculla
- Mumbai Central
- Mazgaon
- Parel
- Lalbaug
- Dadar
- Worli
- South Mumbai
- Central Mumbai
- Thane
- Navi Mumbai
Members can visit our branch for assistance with Fixed Deposit schemes, documentation, and investment guidance.
Since 1986, Jansahkar Credit Co-operative Society has been helping members build financial security through transparent and member-focused financial services.
Members benefit from:
- Trusted financial services since 1986
- Attractive Fixed Deposit schemes
- Interest rates ranging from 9% to 11% per year
- Flexible investment options
- Transparent deposit process
- Personalized customer assistance
- QR code-enabled payment facilities
- Safe and secure investment environment
- Convenient branch support
Whether you are investing for short-term financial needs or long-term wealth creation, Jansahkar offers dependable Fixed Deposit solutions designed to help your savings grow with confidence.
What is a Fixed Deposit?
A Fixed Deposit is an investment where you deposit a lump sum amount for a fixed tenure and earn interest at the applicable rate until maturity.
What interest rate is offered on Fixed Deposits?
Jansahkar Credit Co-operative Society offers 9% to 11% interest per year, subject to the selected deposit scheme, tenure, and applicable policies.
What interest payout options are available?
Members may choose monthly, quarterly, or maturity interest payout options, depending on the selected Fixed Deposit scheme.
Who can open a Fixed Deposit?
Eligible members who complete the required documentation and fulfil the society's deposit opening requirements can invest in a Fixed Deposit.
What documents are required?
Applicants may generally be required to submit identity proof, address proof, passport-size photographs, and other KYC documents as applicable.
Is a Fixed Deposit a safe investment?
A Fixed Deposit is considered a stable investment option because it offers predictable returns and helps preserve invested capital, subject to applicable terms and policies.
Why should I choose Jansahkar Credit Co-operative Society for a Fixed Deposit?
Jansahkar Credit Co-operative Society offers attractive interest rates, flexible investment tenures, multiple interest payout options, transparent processes, personalized member assistance, QR code-enabled payment facilities, and trusted financial services backed by decades of experience.
