Recurring Deposits
Save Monthly, Earn More
Achieve your financial goals one month at a time with the Recurring Deposit (RD) scheme from Jansahkar Credit Co-operative Society. Designed for disciplined savers, our Recurring Deposit allows eligible members to invest a fixed amount every month and earn attractive returns over a chosen tenure.
Starting from just ₹1,000 per month, this scheme is ideal for individuals who want to build wealth gradually without making a large one-time investment. Whether you're planning for your child's education, a family vacation, home renovation, or creating an emergency fund, a Recurring Deposit helps you save consistently while earning assured returns.
| Tenure | Interest Rate |
|---|---|
| 12 Months | 10% per annum |
| 13 to 24 Months | 10.5% per annum |
| 25 to 36 Months | 11% per annum |
Interest rates are subject to applicable society policies.
- Start investing from just ₹1,000 per month
- Attractive interest rates up to 11% per annum
- Flexible tenure options from 12 to 36 months
- Assured and stable returns
- Safe and secure investment
- Goal-based monthly savings
- Transparent deposit process
- Personalized member assistance
- QR code-enabled payment convenience
- Convenient branch support
- Develop disciplined monthly saving habits
- Build wealth gradually through regular investments
- Attractive returns on monthly deposits
- Flexible investment tenure
- Safe and secure savings
- Ideal for achieving financial goals
- Predictable maturity value
- Convenient monthly investment option
Looking for a Recurring Deposit in Mumbai that helps you build savings systematically? Jansahkar Credit Co-operative Society offers a flexible RD scheme designed for eligible members who prefer investing small amounts every month while earning attractive interest.
Unlike investing a large lump sum, a Recurring Deposit encourages disciplined monthly savings that gradually grow into a substantial corpus over time.
Whether you're saving for education, marriage, business expansion, home purchase, or future financial security, a Recurring Deposit provides an excellent combination of affordability and stability.
Start Small
Begin your investment journey with just ₹1,000 per month, making it easy to build savings without affecting your monthly budget.
Attractive Interest Rates
Earn competitive interest based on your chosen tenure:
- 10% per annum for 12 months
- 10.5% per annum for 13–24 months
- 11% per annum for 25–36 months
Flexible Investment Tenure
Choose a deposit period that best aligns with your financial objectives.
Safe and Secure Investment
Invest confidently with a trusted co-operative credit society committed to responsible financial management.
Transparent Deposit Process
Our team ensures a simple and transparent investment process from account opening to maturity.
QR Code Enabled Payment Convenience
Make your monthly deposit payments conveniently through QR code-enabled payment facilities wherever applicable.
Develop Financial Discipline
Regular monthly contributions encourage consistent saving habits and better money management.
Build Wealth Gradually
Even small monthly investments can accumulate into a significant amount over time through disciplined saving.
Goal-Based Financial Planning
Recurring Deposits are ideal for planning:
- Children's education
- Marriage expenses
- Home renovation
- Vehicle purchase
- Emergency funds
- Business investments
- Family financial security
- Holiday and travel planning
Stable Returns
Your investment earns interest at the applicable rate throughout the selected tenure, providing predictable returns.
Affordable Investment Option
With a starting investment of only ₹1,000 per month, almost anyone can begin building long-term savings.
A Recurring Deposit is suitable for:
- Salaried employees
- Business owners
- Self-employed professionals
- Students
- Homemakers
- Young professionals
- Senior citizens
- First-time investors
- Families planning future financial goals
Applicants generally should:
- Be eligible for membership with the society
- Complete the deposit opening formalities
- Commit to regular monthly deposits
- Submit the required KYC documents
- Comply with applicable society policies
Deposits remain subject to verification and applicable terms.
Applicants may generally be required to submit:
Identity Proof
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
Address Proof
- Aadhaar Card
- Passport
- Driving Licence
- Utility Bill
Photographs
- Recent passport-size photographs
Additional documents may be requested during the account opening process.
Recurring Deposits continue to be one of the most popular investment options because they offer:
- Affordable monthly investment
- Attractive interest rates
- Assured returns
- Goal-based savings
- Financial discipline
- Flexible tenure options
- Lower investment risk
- Convenient monthly deposits
It is an ideal investment choice for individuals who prefer systematic saving over lump-sum investing.
Jansahkar Credit Co-operative Society proudly serves eligible members across:
- Byculla
- Mumbai Central
- Mazgaon
- Parel
- Lalbaug
- Dadar
- Worli
- South Mumbai
- Central Mumbai
- Thane
- Navi Mumbai
Members can visit our branch for assistance with Recurring Deposit schemes, documentation, and investment guidance.
Since 1986, Jansahkar Credit Co-operative Society has been helping members achieve financial security through trusted savings and investment solutions.
Members benefit from:
- Trusted financial services since 1986
- Attractive Recurring Deposit schemes
- Interest rates up to 11% per annum
- Monthly investments starting from ₹1,000
- Flexible tenure options
- Transparent investment process
- Personalized customer assistance
- QR code-enabled payment facilities
- Safe and secure investment environment
Whether you're beginning your savings journey or working toward a specific financial milestone, Jansahkar's Recurring Deposit scheme offers a simple, disciplined, and rewarding way to grow your money.
What is a Recurring Deposit?
A Recurring Deposit (RD) is a savings scheme that allows you to deposit a fixed amount every month for a chosen tenure while earning interest at the applicable rate.
What is the minimum monthly deposit?
You can start a Recurring Deposit with just ₹1,000 per month.
What interest rates are offered?
The applicable interest rates are:
- 10% per annum for 12 months
- 10.5% per annum for 13 to 24 months
- 11% per annum for 25 to 36 months
Subject to the society's applicable policies.
What tenures are available?
Recurring Deposit tenures range from 12 months to 36 months.
Who can open a Recurring Deposit?
Eligible members who complete the required documentation and fulfil the society's deposit opening requirements can invest in a Recurring Deposit.
What documents are required?
Applicants may generally be required to submit identity proof, address proof, passport-size photographs, and other KYC documents as applicable.
Why should I choose Jansahkar Credit Co-operative Society for a Recurring Deposit?
Jansahkar Credit Co-operative Society offers attractive interest rates, affordable monthly deposits starting from ₹1,000, flexible tenure options, transparent processes, personalized assistance, QR code-enabled payment facilities, and trusted financial services backed by decades of experience.
